Articles & insights

Across Sphere

Across Sphere brings together the latest insights, updates, and perspectives from SpherePay and SphereNet 

— your aggregated source for everything happening across Sphere Labs.

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Sphere Labs: rethinking the $206 billion compliance tax with AI-driven, compliance-native payment infrastructure.

Arnold Lee • Feb 27, 2026

The Architecture Tax: Why Banks Spend Over $200B on Compliance

Banks spend $206 billion a year on compliance built on 1970s infrastructure. Compliance-native design, powered by AI and programmable infrastructure, changes that.

The Architecture Tax: Why Banks Spend Over $200B on Compliance
SphereNet

Arnold Lee • Feb 27, 2026

The Architecture Tax: Why Banks Spend Over $200B on Compliance

Banks spend $206 billion a year on compliance built on 1970s infrastructure. Compliance-native design, powered by AI and programmable infrastructure, changes that.

The Architecture Tax: Why Banks Spend Over $200B on Compliance
SpherePay
Onramper Accounts enable global users to receive USD and EUR bank transfers and settle funds in stablecoins.

Sphere Team • Jan 13, 2026

Onramper Accounts: Global USD and EUR Access via Stablecoins

Generate dedicated U.S. and EU payment details, accept ACH, wire, or SEPA, and receive stablecoins directly to a wallet.

Onramper Accounts: Global USD and EUR Access via Stablecoins
SphereNet
Onramper Accounts enable global users to receive USD and EUR bank transfers and settle funds in stablecoins.

Sphere Team • Jan 13, 2026

Onramper Accounts: Global USD and EUR Access via Stablecoins

Generate dedicated U.S. and EU payment details, accept ACH, wire, or SEPA, and receive stablecoins directly to a wallet.

Onramper Accounts: Global USD and EUR Access via Stablecoins
SpherePay
Customer KYC API for programmatic identity verification and onboarding.

Sphere Team • Dec 15, 2025

Customer KYC API: Programmatic Identity Verification

End-to-end customer identity verification, fully integrated through API.

Customer KYC API: Programmatic Identity Verification
SphereNet
Customer KYC API for programmatic identity verification and onboarding.

Sphere Team • Dec 15, 2025

Customer KYC API: Programmatic Identity Verification

End-to-end customer identity verification, fully integrated through API.

Customer KYC API: Programmatic Identity Verification
SpherePay